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I have learned quite a few important things by means of your post. I would also like to state that there is a situation that you will have a loan and never need a co-signer such as a National Student Support Loan. When you are getting a loan through a classic bank then you need to be ready to have a co-signer ready to help you. The lenders will certainly base any decision on the few components but the largest will be your credit worthiness. There are some lenders that will additionally look at your job history and choose based on this but in almost all cases it will depend on your report.
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