If the goal or plan is way below to your capacity, your tendency is to be lax, and this will not develop your productivity. The essence of planning and goal setting is to improve or elevate your performance. There s no way that the elements in your plan will not help you improve for the better. The fifth letter in smart goal setting stands for TANGIBLE. The same is true with your life. No pain, no gain. In order to achieve goals, it is imperative that you act yourself. You have to think deeply, dream greatly and act immediately if you want to achieve something in your life. But how can you do so effectively? Well, there is one major and significant key -- goal setting. Also, the identification of possible obstacles in achieving goals can be extended into details, which is otherwise difficult to achieve when setting up a goal alone. The collective experience of the institution regarding this process can be a rich source of inspiration and intuition. The benefits of institution-initiated professional goal setting are so immense that joining some of these exercises is never a waste of time. And don't try to convince yourself that there are goals that are really meant to be written and nothing more; there is no such thing. Goals are meant to be achieved. This "achieving part" completes the goal setting process. What makes achieving goals twice as difficult compared with the goal setting part is that people tend to separate the two. Simple tips But no matter how hard the task of setting life goals can be, and actually doing measures to achieve these goals, setting and attempting to achieve life goals can be made easier by adhering to the following simple guidelines and tips. Start with the personal goals. Set a personal lifetime goal. Patience and determination are ought to be kept when keeping or maintaining long term goals. You can manipulate both by setting short term goals that would eventually make up or lead to longer term goals. Invest on education and research when setting financial goals for yourself. If you want to accrue interests for your savings over time, make sure you do proper research about the tools and investment vehicles where you could put money, and where that money would significantly earn interests.