The changes in real time management is fast as the application of real time statistics and information on international commerce that needs to be processed for more accurate decisions are constantly shifting. Presently more than 25% of all the volume that is traded is done programmatically. By 2008 volumes that are being done programmatically will increase to 40%. Employees of all ranks can benefit much from this very simple time management technique. - The to do list are prioritized according to its importance on the operation. It also takes into account time allowances for daily interruptions whether these can be avoided or not. While they are very sociable they also avoid small talk. Out of that take away all the time that you will need for sleep and rests, meals, personal things, errands and all those things that you can not do without. And with that I do not mean the TV, the telephone and the chitchat - yet. - If you are like most students, there is a good chance that you are left with about 85 hours. Time and Attendance management can deliver hourly or real time data of productivity to decision makers enabling them to monitor and have better time control and management data from their offices. It allows managers to decide immediately to increase use of time and resources that can raise profitability where and as it is needed. If you allocate 4 hours each day for socializing and doing other personal things like jobs, attending extra curricular activities, writing letters, checking on e-mail etc you will still have 28 hours for the week that could be spent further on study periods or your personal time. That still leaves you with almost four hours a day. Good time management skill gives you better control of your life where balance on personal, career, studies and family are achieved. You also gain enough flexibility on responding to surprises that crops up once in a while. It eliminates also much of the stress that are often the result of unmanaged time.