Thus, the ability, skill and talent to manage the financial aspects of one s life is very essential and helpful in the context of the contemporary times. That is why setting goals to achieve financial targets and aims is very necessary and should be done every now and then to ensure that each individual is on his senses in managing and keeping his financials afloat. In this way, you will easily access every angle of your goal, whenever there is a need to review any of its components. Since the very purpose of goal setting is to be achievable, your goals should be challenging enough to stimulate you but realistic enough so as not to discourage you in the end. For instance, you want to set a goal for your personal growth, as a person and as a professional. But when it comes to smart planning, you will need attainable goals to realize your dream. If you ll notice, ATTAINABLE is closely related with being specific and measurable. Any goal that is not measurable and specific can never be attained. How would you know that your goals are attainable? Easy. If the financial component of your project, plan, or goal, is larger than the source of your finance, then there is problem. Each person for sure has his or her own other life aspects like social, life, sex life, family life and spiritual life. Each individual has his or her own set of priorities. That is why effective time management would really be necessary so people would easily and effectively meet targets and beat deadlines with greater ease. The company would not move forward and achieve goals and targets if the team players, the workers or employees that make up the group are not participating or cooperating whole-heartedly. That is why it is imperative that companies every now and them set employee goal setting activities to help employees better understand the dynamics of the team and motivate them to cooperate in the collective idea and goal of achieving progress and development for the company. The most important thing you have to consider is that the process of attaining your career goal is a journey. When you are in a journey, you are open to almost everything, every stimulus, every possibility. This in turn will enrich you during the journey. You can use all the information you get along the way to assess and re-assess your career, and review, from time to time, your earlier career goal, and make improvements, revisions, or additions, as needed.