You can get cash from a reverse mortgage all at once or in a single lump sum. With a reverse mortgage, you can also opt to receive a regular monthly cash advance. In addition, a reverse mortgage can offer you cash as a "creditline" account. This creditline account from a reverse mortgage will let you get the amount of money you want whenever the need arises. These mortgage rate comparison tables include some interest rate data, plus information on withdrawals. Other features of these mortgage rate comparison tables are cash ISAs, deposit accounts, and fixed rate savings bonds. In addition, the mortgage rate comparison tables on the FSA website contain information on income bonds, capital bonds, children's bonus bonds, and National Savings & Investments accounts and certificates. But with an amortization mortgage with capped payment, you would only be paying $1075 and the other $125 gets added to your loan balance. But this setback of a negative amortization mortgage can be counteracted if you choose to pay the additional amount now and not wait for its payoff overtime. Another advantage of negative amortization mortgages is that cash flow is more easily controlled. Choosing libor index as basis for your interest-only mortgage rates entitles you to a number of benefits. Below is a short list of these interest-only mortgage rate benefits. Benefits of Interest-Only Mortgage Rates Interest-only mortgage rates allow you greater purchasing power. Because interest-only mortgage rates have lower costs compared to fixed rates or other types of loans, you are afforded extra money which would have been spent on high monthly payments. Take over mortgages have been around the market for years. Because take over mortgages allows the consumer a chance to assume a loan with lower interest rates, take over mortgages became popular. Take over mortgages experienced an all time high in the 1970s and 1980s when interest rates soared. Existing mortgages had interest rates at 5 percent to 7 percent but when the rates rose, the original percentage rose also, forcing a pay out of 10 percent to 15 percent in interest on deposits. The 80 20 mortgage loan is one such loan. With an 80 20 mortgage loan, the home buyer actually takes out two loans. The first part of an 80 20 mortgage loan is for 80 percent of the purchase price. At the second part of an 80 20 mortgage loan is for 20 percent of the home's price. The closing costs of an 80 20 mortgage loan are something that the buyer is expected to come up.