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Could Your Email Compromise Your Safety?

by: Tim Henry

Hackers, phishers, viruses, worms�simply having your computer online can expose your data and personal information to all kinds of malicious and worrisome problems. If you�re somewhat new to the 'net' or to computers in general, these four tips could help protect you from identity theft, credit card fraud, or a complete computer takeover � all of which can happen without you even knowing about it!

1. What�s in Your Inbox? � If your e-mail program allows you to preview the entire message before or while it is being downloaded, turn this setting off. Some e-mails can contain dangerous code that could unknowingly compromise your computer and leave you vulnerable to viruses, worms or worse! Check the options in your e-mail program for a way to disable the message preview pane.

2. Scrutinize Your Messages � Don�t ever respond to messages claiming to be from your bank, credit card company, or other financial institution, which ask for personally identifiable information such as card or account numbers, passwords, or other private information � even if the e-mail looks to have come from the actual company. It may be a hoax designed to get you to unknowingly part with crucial financial or private contact information, leaving you vulnerable to credit card fraud, identity theft or credit card theft. Contact the institution or company that claims to be sending the e-mail and verify the contents of the message with them. Chances are � they never sent it. Only use the number on your statement though, and not the number that appears in the e-mail message. It may direct you right to the scammer, who will do everything they can to assure you that nothing is wrong!

3. If it�s From a Friend, it must be Safe, Right? � It�s logical to assume that a message from your friend or colleague is safe, but that isn�t always the case! If you receive an email from a friend or colleague which contains an attachment (could be a media clip, a screensaver, a picture or anything else), call them up to check and see if they really did send it. Many viruses and worms can hijack your computer and blast out a virus-ridden email to everyone in your address book, making it appear that it came from you and therefore, making it appear trustworthy.

4. Read Your Messages in Plain Text � Some e-mails written in HTML (the coding language that makes up many web pages) can be harmless. Others can contain malicious code that can hijack your e-mail program, browser, or your entire computer � and send your personal and financial information out to a hacker or scammer without you even knowing about it! Stay safe by setting your e-mail program to only show messages in plain text format (often in the options or settings section of the software). This will prevent threatening code from installing itself and compromising your system and private information.

Possibly one of the best ways to protect your e-mail is simply by exercising common sense. The Internet is a lot like a crowded plaza. Would your banker or credit card lender walk out into the middle of the throng of people and shout out to you to ask for your account information? Would you tell him where everyone could hear? Definitely not! The same caution should be exercised when checking your e-mail. These tips can help you stop scammers dead in their tracks while keeping you from becoming another victim of fraud or theft.

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Top 10 Ways To Protect Yourself From Computer Viruses
by: Jim Faller

As more and more people are becoming comfortable using their computers at school, home or in the office it�s only a matter of time before they encounter a computer virus. Here are our top 10 steps to protect you from computer viruses.

Use a high quality anti-virus program. There are many different anti-virus computers programs on the market some of them are better than others. Look to reputable computer magazines or websites for ratings to help you find the one that matches your needs.

Always use your anti-virus software. Make sure your anti-virus software is always turned on and scanning, incoming and outgoing email messages, and any software programs you run.

Keep your antivirus programs up to date. Most programs come with a yearly subscription make sure you take advantage of the updates. More advanced programs allow you to schedule updates or full system scans for �off hours� like 2AM when you aren�t likely to be using your computer.

Keep your computer up to date. From time to time operating systems fall victim to security holes or issue updates. Make sure you check periodically to make sure you are running stable up to date versions of your software.

Backup your data regularly. Most windows computer users keep their documents in the �My documents� folder. This makes it easy to back up all of your important documents. Make weekly or monthly copies to CD or USB drives.

If you use floppy disks or USB drives on public computers like your school computer lab, Kinko�s, or even digital photo printing store make sure you scan them for viruses. Public computers are notorious for not being up to date and properly protected.

Be wary of email attachments. Treat any email attachment as potentially dangerous. Never open attachments from people you weren�t expecting. Also be careful of attachments from people you know but weren�t expecting. Many computer viruses replicate themselves by reading the contacts from an infected computer.

Use text email if possible. While HTML email is prettier and allows you more control over formatting it also can carry computer viruses. If you use text based email the only way to get a virus is by opening an attachment.

Use downloaded freeware and shareware files or software with caution. Try to download them from popular reputable sources that scan the programs before they are uploaded. To make sure you are safe scan the program before you install it on your computer.

Be wary of links in IM or instant messaging software. Don�t accept invitations from people you don�t know and never click a link from someone you don�t trust, they can easily redirect you to another website that will try to install a virus on your computer system.

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