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Wanted: Perfect Lawyers
by: Mart Gil Abareta
In this sometimes cruel world, we can consider the lawyers as our knights in shining armor especially during legal proceedings. Do you agree with me? Definitely, I think so. However, I must say that being a lawyer is really never easy. One must have the expertise and experience in efficiently representing a client regarding a legal problem. Also, he must have at least gained a reputable name in the legal genre to also gain the trust and respect from those people who need their legal advice.

As we all know, a lawyer specializes in a certain field of the law and handles a wide range of legal matters that can vary due to several factors. This is what makes the legal profession a truly complicated and challenging task. Private individuals and business people depend on their lawyers to understand their legal rights and protect their financial interests. Having a good legal advice can help people in complying with and going over the complex network of government rules and regulations.

When your assets or independence is at stake, it is pretty obvious that you need legal help from a reputable and proficient attorney. Even though it is a bit discouraging to know the fact that you can end up spending hundreds of thousands of dollars in asking legal assistance from a lawyer, it is actually a real wise investment that can tremendously save you time, money and effort. Also, it can help you keep your properties from these fraudulent individuals and/or prevent criminal sanctions.

Therefore, in instances where you are being bothered by a certain problem that you cannot resolve by yourself, it will certainly never take less of you as a person to consult a legal expert. Remember that it’s always better to look for a lawyer sooner than later. After all, these lawyers also need time to prepare before deadlines sneak up. After finding one, you’ll soon realize that it’s a lot easier to take a rest after talking to an experienced attorney.

Indeed, people can avail the services of these lawyers for legal advice in almost all kinds of situations. So, if you aren’t sure of what your legal rights are, now can be the best time for you to obtain an attorney to evaluate your situation. Because even if you can get through a legal problem without the aid of a legal specialist, you must always keep in mind that it’s still better to find someone who can represent you in your search for the truth and justice.


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Legal Debt Collection Tricks
 by: Steve Austin

If a customer owes your local business money, it's hard not to feel angry, like you want to do anything possible to get your money back. But the days of going all out to collect on a debt over.

The Fair Debt Collection Practices Act, designed to protect consumers from harassment or intimidation, sets firm limits on what you can do to collect a debt from a consumer. The federal debt collections law even prohibits practices that were once standard, and that you might not consider harassment at all.

Besides, as a local business, you have an even more powerful reason to be especially careful about legal debt collection issues. You have something much more valuable at stake than a lawsuit: your business's reputation in the community.

Legal Debt Collection Best Practices:

There are plenty of articles on the web that lay out in plain English what the Fair Debt Collections Practices Act says you can and cannot do. Just to give you some idea of the law's requirements, here are some of the biggest:

- No telling any third party about the debt (except collection bureaus, collection agencies, or the debtor's attorney).

- No calling on the telephone 9 pm - 8 am, or calling repeatedly in a way that is annoying.

- No postcards or envelopes that mention the debt.

- No threats to take actions you cannot or will not really take, such as seizing property, in the case of an unsecured debt.

- No misrepresenting yourself (e.g., "Hi! This is the Publisher's Clearinghouse Sweepstakes. May I speak to John?").

- No paying down the debt with payments the customer has directed be applied to other debts

Tips and Tricks for Legal Debt Collections:

With all these limits on what you can do to collect a debt, what can you do legally?

- Speak with the debtor personally on the telephone



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