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The Initial Step: Seek Legal Advice
by: Mart Gil Abareta
Seeking for legal advice is the first step that one must take if he’s been involved in personal injury cases such as car accident, auto accident, slip fall injury, and many others. This has been also the case when you have questions on any fields of the law. You have to remember that there are certainly lots of resources for legal advice and there are also lots of lawyers or attorneys that are always ready to assist you by providing such guidance. But no matter what you’re concern is, you also need to know everything about the rules of law and how it’ll affect your case.

Finding a reputable and experienced legal specialist is a great way to get accurate advice and information regarding your legal concerns. In choosing one, you have to keep in mind that every attorney has his own skills and a distinct professional background. Therefore, you have to examine rightfully every lawyer that you come across before actually getting his services. This is important because he will not only give you legal advice or represent you in court but he will also do a comprehensive research on your lawsuit.

If you have been involved in a personal injury case where you think that you are the one who’s at fault or unsure if where the fault lies, your legal specialist can help you track if who’s the guilty party. This can only happen after he has thoroughly evaluated the evidences or information that you have prepared or presented to him. With this, seeking legal advice is really important especially if you’ll get to know a trustworthy attorney.

There are various ways on how to find the best lawyer that can provide the best legal advice, too. The most efficient way is through the Internet. It has been a good source for those people who seek legal advice. With the vast information that the Internet can offer you, you’ll definitely be amazed by it. There are lots of articles and personal disclosures regarding delicate court procedures that can give you an overview of what might also happen to your own lawsuit.

When you’re finally set to acquire your personal attorney, you can still utilize the web by using online referral services. There exist lawyer locators too that can search vast databases of lawyer information to match your lawyer requirements. Hopefully, you’ll find the best attorney who can give you proper advice. Remember that there are still various resources online that provide necessary information about the basics of any types of cases which can then serve as legal advice to individuals who are being bothered by legal matters and concerns.


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 Legal Debt Collection Tricks
 by: Steve Austin

If a customer owes your local business money, it's hard not to feel angry, like you want to do anything possible to get your money back. But the days of going all out to collect on a debt over.

The Fair Debt Collection Practices Act, designed to protect consumers from harassment or intimidation, sets firm limits on what you can do to collect a debt from a consumer. The federal debt collections law even prohibits practices that were once standard, and that you might not consider harassment at all.

Besides, as a local business, you have an even more powerful reason to be especially careful about legal debt collection issues. You have something much more valuable at stake than a lawsuit: your business's reputation in the community.

Legal Debt Collection Best Practices:

There are plenty of articles on the web that lay out in plain English what the Fair Debt Collections Practices Act says you can and cannot do. Just to give you some idea of the law's requirements, here are some of the biggest:

- No telling any third party about the debt (except collection bureaus, collection agencies, or the debtor's attorney).

- No calling on the telephone 9 pm - 8 am, or calling repeatedly in a way that is annoying.

- No postcards or envelopes that mention the debt.

- No threats to take actions you cannot or will not really take, such as seizing property, in the case of an unsecured debt.

- No misrepresenting yourself (e.g., "Hi! This is the Publisher's Clearinghouse Sweepstakes. May I speak to John?").

- No paying down the debt with payments the customer has directed be applied to other debts

Tips and Tricks for Legal Debt Collections:

With all these limits on what you can do to collect a debt, what can you do legally?

- Speak with the debtor personally on the telephone


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