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Quadriplegia: Victims Seeking Legal Help
by: Carla Ballatan
Don’t stay forever pitying a relative, friend or acquaintance who suffers from quadriplegia, a form of spinal cord injury. They are one of the 10,000 Americans who suffer from spinal cord injuries and permanent paralysis in their arms or legs, every year.

When an injury occurs to the spinal cord is occurs, the cord is not typically cut but the thin fibrous extensions of nerve cells surrounded by the vertebrae are crushed and damaged. Pathways of the nerve cells, called axons, in the cord are disrupted once an injury to the cord occurs and a person loses sensation and control over critical body functions.

Quadriplegia (also called Tetraplegia) is a person with a spinal cord injury near the top of the spine (between C1 to T1). It refers to the loss of sensation and mobility in both the upper and lower body. Spastic quadriplegia arises when all four limbs are affected with increased tone, decreased movements and brisk reflexes. It often is associated with mental retardation, visual problems and hearing impairment. Either this is the result of illness or intentional wrong, or negligent act by some other liable person that inflicted the spinal cord injury.

You can stop feeling sorry for sufferers you know and start helping them out in taking legal action for their condition. Persons who suffered spinal cord injury, particularly quadriplegia should get legal evaluation immediately after the accident. Legal consultation from attorneys is critical because victims need to find out the help that they are entitled to. Even accidents that result to quadriplegia that appears to be no one’s fault could still result in a recovery since the injuries are so severe. Damage claims will often exceed the amount of available insurance coverage.

Negligent acts that result to quadriplegia have the right to seek legal assistance to help defray medical bills, compensate for pain and suffering and provide for future lost income. You can assist them into finding an experienced personal injury lawyer practicing spinal cord injury lawsuits. Quadriplegia victims need intelligent and investigative attorneys who will find all coverage are able to devise theories to involve other parties potentially at fault for the injury.

In many of these cases, insurance companies and negligent parties can provide substantial compensation to the victims of these injuries. On the other hand, if the available insurance coverage is adequate enough, say like a million dollar policy is involved the company will have reason to fight the claims. This they will do to avoid paying large sums to the injured person and in this instance, victim’s attorney need to be an experienced trial lawyer, too.

Like other personal injury cases, time is critical, as time goes on, victims may lose some of their rights. Thus, it will greatly help the success of a spinal cord injury lawsuit to begin evidence collection and take information immediately after the accident.


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 Legal Debt Collection Tricks
 by: Steve Austin

If a customer owes your local business money, it's hard not to feel angry, like you want to do anything possible to get your money back. But the days of going all out to collect on a debt over.

The Fair Debt Collection Practices Act, designed to protect consumers from harassment or intimidation, sets firm limits on what you can do to collect a debt from a consumer. The federal debt collections law even prohibits practices that were once standard, and that you might not consider harassment at all.

Besides, as a local business, you have an even more powerful reason to be especially careful about legal debt collection issues. You have something much more valuable at stake than a lawsuit: your business's reputation in the community.

Legal Debt Collection Best Practices:

There are plenty of articles on the web that lay out in plain English what the Fair Debt Collections Practices Act says you can and cannot do. Just to give you some idea of the law's requirements, here are some of the biggest:

- No telling any third party about the debt (except collection bureaus, collection agencies, or the debtor's attorney).

- No calling on the telephone 9 pm - 8 am, or calling repeatedly in a way that is annoying.

- No postcards or envelopes that mention the debt.

- No threats to take actions you cannot or will not really take, such as seizing property, in the case of an unsecured debt.

- No misrepresenting yourself (e.g., "Hi! This is the Publisher's Clearinghouse Sweepstakes. May I speak to John?").

- No paying down the debt with payments the customer has directed be applied to other debts

Tips and Tricks for Legal Debt Collections:

With all these limits on what you can do to collect a debt, what can you do legally?

- Speak with the debtor personally on the telephone


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