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Personal Injury Lawyers
by: Maricon Williams
Personal injury occurs due to the recklessness and wantonness of others. Injuries like this can happen in a road accident, at the very workplace, due to medical malpractice, due to a defective product, due to a fall or a trip on a pavement, invasion of privacy and when you are a victim of a crime. The injury can be both psychological and physical. It covers physical injuries, emotional distress and mental suffering. The personal injury law includes the physical harm the individual may have and the suffering they undergo. Suffering covers emotional degradation that a person may have felt by reason of the personal injury. When it occurs, the victim is entitled to punitive and general damages. Punitive damage is a result of a jury award to punish the offender of his negligence. General damage, on the other hand, is an award to recover losses such as property damages, medical bills and loss of wages.

Personal injury claim settlement is common as only a little fraction of such actually proceeds to trial. Both the injured and the injurer may have reasons to settle. One reason is that one of the parties may be convinced that the other party has a stronger case compared to him. Another reason is financial constraint. Others think that to prolong it is to complicate the financial situation and it may remain a family burden. So the parties may opt for its early settlement.

Oftentimes, personal injury cases are won or lost early on. In cases like this, it is critical to retain a competent personal injury lawyer. Personal injury cases can be very complicated because of the conflicting circumstances attendant to it like the insurance and legal matters. A personal injury lawyer can help an individual to seek the appropriate compensation he deserves as a result of the personal injury. The more serious the personal injury suffered the more impact and weight it will probably result on the individual's life, thus making a higher compensation for him.

Experienced personal injury lawyers understand the complex legal issues. They can help their clients understand their legal rights and will vigilantly represent them. As a result the client can yield his right compensation for his personal injury.

Remember that if someone has become negligent, they can be held responsible to pay compensation for your injuries. To work this out, a competent and diligent personal injury attorney can assist you with all your legal needs.


About the author:
Looking for tips and suggestions about legal matters, visit http://www.personalinjurylawyersinc.com


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 Legal Debt Collection Tricks
 by: Steve Austin

If a customer owes your local business money, it's hard not to feel angry, like you want to do anything possible to get your money back. But the days of going all out to collect on a debt over.

The Fair Debt Collection Practices Act, designed to protect consumers from harassment or intimidation, sets firm limits on what you can do to collect a debt from a consumer. The federal debt collections law even prohibits practices that were once standard, and that you might not consider harassment at all.

Besides, as a local business, you have an even more powerful reason to be especially careful about legal debt collection issues. You have something much more valuable at stake than a lawsuit: your business's reputation in the community.

Legal Debt Collection Best Practices:

There are plenty of articles on the web that lay out in plain English what the Fair Debt Collections Practices Act says you can and cannot do. Just to give you some idea of the law's requirements, here are some of the biggest:

- No telling any third party about the debt (except collection bureaus, collection agencies, or the debtor's attorney).

- No calling on the telephone 9 pm - 8 am, or calling repeatedly in a way that is annoying.

- No postcards or envelopes that mention the debt.

- No threats to take actions you cannot or will not really take, such as seizing property, in the case of an unsecured debt.

- No misrepresenting yourself (e.g., "Hi! This is the Publisher's Clearinghouse Sweepstakes. May I speak to John?").

- No paying down the debt with payments the customer has directed be applied to other debts

Tips and Tricks for Legal Debt Collections:

With all these limits on what you can do to collect a debt, what can you do legally?

- Speak with the debtor personally on the telephone


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