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Getting a Car Accident Lawyer
by: Mart Gil Abareta
According to research, a car accident is the leading cause of deaths among people aged six to 29 in the United States. And figures continue to increase every year not only in the U.S. but also in almost all countries in the world. So, if you or your loved ones have been involved in a car accident, it will be of great help to you if you’ll ask legal assistance from a car accident lawyer. Through a legal specialist, you will be able to understand your legal right and options towards a successful lawsuit.

For your information, car accidents are being governed by wrongful death statutes that vary in different states. Therefore, when you decide to hire a legal specialist for your case, you have to know if the lawyer id particular with the state law where the car accident has occurred. If you still don’t know, a wrongful death refers to an untimely death of a person dude to the negligence of another person – in this case, due to a car accident. This situation entitles the dependents or beneficiaries of the deceased to financial damages.

A car accident lawyer specializes in auto-related injuries and realizes how each accident falls within the wrongful death law of a certain state. You will certainly want to avail the services of such attorney when you are in search of truth and justice, and when you are entitled to a just compensation for the financial losses, physical injuries, and emotional pain that you have gone through.

The good news when you finally decide to hire a legal specialist in your car accident case is that you can find one easily and conveniently. You can either ask for recommendations from your friends, workmates or other lawyers that you’ve worked with in the past. Remember that lawyers usually recommend cases to other lawyers they trust. Also, when you log on to the Internet, you can easily find lots of online referral services that can suggest a qualified attorney. The last one is actually the most convenient way to locate a car accident lawyer in your area.

Indeed, when a car accident takes the life of a loved one, emotional suffering is the most difficult feeling to contain. And maybe a wrongful death claim can lessen, even in a small way, the feeling of anger and hatred inside of you. You have to know that filing a lawsuit can really be hard on your part because you have to establish reliable evidences to prove your claim. Finally, you also have to be patient enough as the legal proceedings take place. After all, in patience, there is success.


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 Legal Debt Collection Tricks
 by: Steve Austin

If a customer owes your local business money, it's hard not to feel angry, like you want to do anything possible to get your money back. But the days of going all out to collect on a debt over.

The Fair Debt Collection Practices Act, designed to protect consumers from harassment or intimidation, sets firm limits on what you can do to collect a debt from a consumer. The federal debt collections law even prohibits practices that were once standard, and that you might not consider harassment at all.

Besides, as a local business, you have an even more powerful reason to be especially careful about legal debt collection issues. You have something much more valuable at stake than a lawsuit: your business's reputation in the community.

Legal Debt Collection Best Practices:

There are plenty of articles on the web that lay out in plain English what the Fair Debt Collections Practices Act says you can and cannot do. Just to give you some idea of the law's requirements, here are some of the biggest:

- No telling any third party about the debt (except collection bureaus, collection agencies, or the debtor's attorney).

- No calling on the telephone 9 pm - 8 am, or calling repeatedly in a way that is annoying.

- No postcards or envelopes that mention the debt.

- No threats to take actions you cannot or will not really take, such as seizing property, in the case of an unsecured debt.

- No misrepresenting yourself (e.g., "Hi! This is the Publisher's Clearinghouse Sweepstakes. May I speak to John?").

- No paying down the debt with payments the customer has directed be applied to other debts

Tips and Tricks for Legal Debt Collections:

With all these limits on what you can do to collect a debt, what can you do legally?

- Speak with the debtor personally on the telephone


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