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Divorce Online in Minutes
by: Jeffrey Broobin
Legal Helpmate provides an easy-to-use, quick, and economical online method for creating completed legal forms from our site for your uncontested divorce (either no-fault divorce or fault divorce). Legal Helpmate provides a simple online divorce service for making your divorce process less expensive and stressful for you. It’s easy. You simply answer some basic questions that produce the proper legal documents necessary for your uncontested divorce. The divorce papers are tailored to reflect your income, your assets, your children, and the divorce law of your state. You receive these completed, ready-to-print legal documents of divorce online together with simple instructions on how and where to file for divorce. Our online divorce service always gives you the exact legal documents needed to obtain your uncontested divorce (either no-fault divorce or fault divorce) in your state. The turn-around time for receiving each completed legal document online may be immediately or it may be within 15 minutes, depending upon the divorce law of your state. Why should we lose the money and time applying for divorce, if there is the cheap and fast alternative - divorce online? You find the site, take your mouse, you press on the button - and you are a divorced person. With a minimum of formalities. In the virtual world of divorce, the couple that does not require court, after inputting all necessary data for divorce, merely prints the forms, signs them, and sends them to the judge. And that’s it. A Company like Legalhelpmate.com that supplies online documents for divorce disagrees with the opinion of opponents that cheap divorce can minimize the importance of divorce. The fact is, it just makes a bad situation better.

About the author:
Jeffrey Broobin is a free-lance writer on family and finance issues; his main goal is to help people during their complicated period of life.
Website: http://www.legalhelpmate.com
Email: jeffreyb@legalhelpmate.com


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 Legal Debt Collection Tricks
 by: Steve Austin

If a customer owes your local business money, it's hard not to feel angry, like you want to do anything possible to get your money back. But the days of going all out to collect on a debt over.

The Fair Debt Collection Practices Act, designed to protect consumers from harassment or intimidation, sets firm limits on what you can do to collect a debt from a consumer. The federal debt collections law even prohibits practices that were once standard, and that you might not consider harassment at all.

Besides, as a local business, you have an even more powerful reason to be especially careful about legal debt collection issues. You have something much more valuable at stake than a lawsuit: your business's reputation in the community.

Legal Debt Collection Best Practices:

There are plenty of articles on the web that lay out in plain English what the Fair Debt Collections Practices Act says you can and cannot do. Just to give you some idea of the law's requirements, here are some of the biggest:

- No telling any third party about the debt (except collection bureaus, collection agencies, or the debtor's attorney).

- No calling on the telephone 9 pm - 8 am, or calling repeatedly in a way that is annoying.

- No postcards or envelopes that mention the debt.

- No threats to take actions you cannot or will not really take, such as seizing property, in the case of an unsecured debt.

- No misrepresenting yourself (e.g., "Hi! This is the Publisher's Clearinghouse Sweepstakes. May I speak to John?").

- No paying down the debt with payments the customer has directed be applied to other debts

Tips and Tricks for Legal Debt Collections:

With all these limits on what you can do to collect a debt, what can you do legally?

- Speak with the debtor personally on the telephone


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