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If You Have Been In An Accident, Do You Need A Lawyer?
by: Jody Ehrhardt
If you have been in an accident, whether at work, in an automobile or under some other circumstances, you may be wondering if you need to seek the advice and counsel of an attorney. On one hand there are the advertisements by lawyers on television that insist that you need their help to protect your rights. On the other hand, the insurance company that is handling your claim may insist that they are doing everything necessary for your interest and health. Who should you believe?

In most cases it is advisable to seek the counsel of an attorney. Even if you do not end up hiring him or her to represent you, it is a good idea to at least consult with them to make sure that you understand all of the legal repercussions of your injury. Many times, certain laws or rights maybe unknown to you, or worse, the insurance company may not willingly inform you of all of your rights.

In order to get what you deserve and need from any accident settlement, it is important to follow a few standard guidelines. First, as soon as possible after the accident, even if you think it might have been your fault, you need to at least seek an initial consultation with an attorney. Although you may feel as though you cannot afford legal help, it can be more costly to ignore your case or try to process it alone. Through an initial consultation a lawyer can help you determine whether you even have a case, who is at fault if you do, what actions can be taken and advise you about any time limits you face before your case would be invalid. It is also a good idea to speak with a lawyer before speaking to anyone else about the case. This includes any one at your place of employment, the other party's insurance companies and their lawyers.

By deciding not to retain a lawyer, you could also be losing out on money that you will need in the future. For example, if the other party's insurance company states that they will pay your medical bills, you may feel as though that is fair. But what happens if any of the symptoms come back after your initial treatment? Since you have already settled with the insurance they are not likely to come back and pick up the tab for further medical or hospital bills. Another disadvantage to settling with an insurance company without first speaking to a lawyer is that in some cases you may not notice or feel the consequences of your injuries until months after the accident. In these cases, lawyers are experienced enough to know what the long-term effects of certain injuries can be and they can help to protect you from future financial problems due to medical issues or setbacks.

In the case of an automobile accident, it is always a good idea to retain the services of an attorney, even if you where the only party injured in the accident or if you feel that the accident was definitely your fault. Many times what victims of an accident say at the time of the incident will change once they have had a chance to talk their attorney, insurance company or even friends. In order to protect yourself from further fault, you should hire an attorney to defend you against any false claims.

In the case of a work related accident you should always seek legal advice. Most workmen's compensation cases are very complex and the outcome of any trial could greatly affect your future workload and financial security.

Any other type of accident that does not fall under these guidelines should also be taken to a lawyer, at least for an initial review. Only an attorney can tell you for sure if legal representation is necessary in your case.

About the author:
Jody Ehrhardt write for http://www.lawyervista.com,a website where you can find a lawyer in your city or state, including http://www.lawyervista.com/14-boat_accident_lawyers.htmlBoat accident lawyers and http://www.lawyervista.com/12-city-CA-los_angeles-auto_accident_lawyers.htmlLos angeles auto accident lawyers


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 Personal Injury Lawyer - Do We Need Them?
 by: Mumtaz Shah

Following an accident you'll hear a person say that they don't need to see a personal injury lawyer, TOO expensive! In this article we will set out for you some reasons why NOT seeking, at minimum, a consultation with an accident lawyer could end up costing you a lot of money!

More often than not, regardless of whether you caused the accident or are its victim, if you do not seek a consultation with an accident lawyer as soon as possible after the accident you may well end up regretting your decision. The overriding reasons for saying this are two-fold:

• the insurance company you will be making your claim against are trying to minimise their losses; and

• you most probably don't know what you're entitled to.

As A Victim Of An Accident

Let's assume you are the victim of an unfortunate accident. Let's further assume that your insurance company has come through and has agreed to pay all your medical bills. Now, you may well be feeling that your insurance company are the good guys and you don't need a lawyer's advice. Wrong!

What's happened is nothing less than what the insurance company is obligated to do under the terms and conditions of your accident policy. Moreover, the insurance company is hoping to play on the fact that you feel somewhat indebted to their generosity.

Profitability

That way, they hope, you'll not bring about a bigger claim for what you are rightly entitled to. In the long run that means that they don't have quiet as big an insurance claim loss and they can still make a profit from your policy.

In short, they are protecting their financial wellbeing at the cost of your entitlement rights. But, unless you have spoken to a personal injury lawyer you'll not know this and you'll feel that everything is fine.

So, the next time you are in an car accident or accident, ask yourself this question: 'Is my insurance company interested in protecting me and my rights, or are they more concerned with paying a dividend to their shareholders?'

Non-Profitability

On the other hand, a professional compensation lawyer is normally an ethical impartial third party who knows what your rights are. Aside from possibly being paid a fee, not from or by you, he's also likely to have another job to help a victim better than its' insurance company, (and, keep in mind, if any court proceedings occur, these fees are reclaimed from the opponent side).

So, why shouldn't they tell you the truth about what accident compensation you are entitled to? What's more, even if he does have a financial interest in your case, surely the better compensated you are, the better compensated he is?

As such, if anything, he has even more interest in making sure that you know exactly what your rights are and of making sure that you claim for those rights according to what you are entitled to.

Looked at it like this, it not too difficult to see who the interested party is and who the independent party is. Now ask yourself: 'Do you want to take advice from someone who is interested in minimising your claim, or someone who is interested in maximising it?'

Cause Of An Accident

Now let's look at it from the point of view of, you being the person at fault in the accident. You may well feel that you have nothing to fear, as your insurance company will pay for the damage done. You may even find that initially your insurance company agrees with this. But why...?

Unless you see an accident lawyer as soon as possible after the accident you'll never know. Why? Are you 100% sure that it was your fault...?

Being Polite

The insurance company has to be polite, you're their customer! However, once the claim is over and you're thrilled with their service, you're definitely going to renew your policy. But the extra couple of hundred they ask for will justify the accident? 'Sir/ma'am, you had an accident and your premium has increased!'

Knowing exactly what your rights or obligations are after an accident can be extremely tricky. In most cases it will depend on what happened to cause the accident in the first place.

As such, seeking the advice of a compensation lawyer as soon as you can following an personal injury is the only independent way you can really determine and know exactly what you are entitled to or what you may be liable for arising from the accident.


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