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Con Artist Prevention Tips
by: Kevin Carraway
The con artist's philosophy is "the gullible were put on this earth to be gulled." In the past, con artists were usually referred to as con men. This is no longer the case as more and more women have become involved in con games and numerous variations of con games. Before we proceed with some tips on "how not to get conned" you should always remember that a con artist could be a male or a female. In addition, many times the con artist will work with a child who will assist them in accomplishing their goal. That goal is to GET YOUR MONEY.

Here are some good rules to follow all the time - whether or not you suspect a fraud:

• Don't believe in something-for-nothing offers. You get what you pay for.

• Be suspicious of high-pressure sales efforts.

• Take your time; think about it before you part with your money.

• Get all agreements in writing. Insist that agreements be in plain English and not legalese.

• Read all contracts and agreements before signing. Have a lawyer examine all major contracts.

• Beware of anyone who comes to your door asking for money for charity or for personal reasons.

HOME IMPROVEMENT FRAUD
Home repairs and improvements can be costly. Watch out if:

• Somebody offers to do an expensive job for an unusually low price

• If a firm offers to make a "free" inspection or if the person just happened to be in the neighborhood.

• The most popular home improvement frauds are roof repair and painting, driveway sealing, and termite inspection.

To avoid home improvement and repair fraud, try the following:

• Always get several estimates for every repair job, and compare prices and terms. Check to see if there is a charge for estimates.

• Ask your friends for recommendations. Alternatively, ask the firm for references - and CHECK THEM!

• Check the identification of all "inspectors."

• Call the loan Consumer Affairs office or the Better Business Bureau to check the company's reputation before you authorize any work.

• Be suspicious of high-pressure sales tactics.

• Pay by check - never with cash. Arrange to make the payments in installments.

Remember, it's YOUR hard-earned money at stake here. Don't be so willing to "give it away" without a second thought.

About the author:
Kevin Carraway is the owner of http://www.buy-stun-gun.com,which specializes in Stun Master 775,000 volt stun guns and offers a free crime prevention tips newsletter.


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 Home Improvements – The Fun Stuff
 by: Raynor James

Planning home improvements necessarily involves addressing numerous practical matters. That doesn’t mean you should ignore the fun stuff!

The Fun Stuff

The first thing to plan for in home improvements is the practical stuff. The second thing you need to talk to family members about is the fun stuff.

Most people have colors they like and colors they don’t like. They have things that interest them and things that don’t. Get your family to talk to you about those things. Each person’s bedroom, or bedroom area, should reflect his or her taste and interests.

A boy who likes green, football, and backpacking can easily have a sage green (it “reads” as more neutral than many shades of green if re-sale of your home is a concern) room with cream woodwork, cream interior shutters, and cream ceiling. Framed football posters and wilderness scenes might be pleasant. Bedding with a rustic motif (rows of stylized pine trees?) from L.L. Bean or Plow and Hearth would work right in. Add a touch or two of a bright color like red or yellow.

Does he need a desk in his room? A chest of drawers? A bookcase? Would he enjoy having a bulletin board? Even if they’re small, most rooms need at least three lamps so that illumination is general and even. The shades are usually best in warm, neutral colors. (Light coming through green shades tends to make people look sick.) Lamp shades should be level and the seams should be toward the wall so they’re not visible. When the bottom edge of most lamp shades in a room are the same height from the floor, the room tends to look serene and cohesive.

Hanging pictures usually look best if the bottom edges of the frames are the same height from the floor and level with each other, too. There are exceptions to this and every generalization of course. A grouping of pictures can have the bottom tier follow the “rule” while all of the other pictures are higher. A picture over a fireplace often looks good higher than the other pictures in the room.

Pictures usually look best when they have a relationship to furniture or an architectural feature. Pictures centered over a chest, bed, bookcase, or fireplace are good examples. Pictures don’t tend to look good if they’re scattered willy-nilly around a room, or if they’re up near the ceiling (unless they’re part of a grouping), or if the height at which they’re hung varies wildly with no rhyme nor reason.

A girl who loves pink, the ballet, and swimming can have woodwork the same cream as her brother’s while her walls are a soft pink (a pink with a hint of yellow in it tends to go well with cream), and her art work reflects her interests. If she loves to read, make sure she has a good reading lamp near her bed, or near a comfortable chair, or both.

A cream colored dust ruffle with widely spaced pink stripes and a quilted plaid coverlet in pink, green, yellow, and blue on a cream background might look nice. Add cream fabric window shades with large pink polka dots and I’ll bet she’ll smile.

The bigger point is to simply have fun with some of your home improvements. There is no need to look exclusively at practical matters.


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