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HOW IMPORTANT IS YOUR SOCIAL SECURITY NUMBER?
by: Jinky C. Mesias
Social Security is providing each member with individual Social Security Number. The rationale behind the issuing of Social Security Number is to facilitate the processing of claims and benefits. Each Social Security member is provided with a unique number different from everyone else this means no two members would have the same number account. The Social Security Number identifies the Social Security Account of each of the member.

Social Security makes use of these accounts in maintaining all the records of each of their members. And also the earnings as well as the benefits are verified by accounts contained under the Social Security records.

The Social Security number is also very useful when applying for a job. Employers make use of the social security numbers of their employees to pay for their contributions. Moreover, Social Security numbers are also used by most financial institutions in recording the amount of interest that Social Security members have earned from them. Even the Internal Revenue makes use of the Social Security Number in determining the amount of tax a Social Security member needs to pay. The members Social Security accounts provide basis for both government as well as private businesses when they are in search for information regarding their employees. Nevertheless, all the information contained in the Social Security Account of each member is not released without any consent from the concerned member but unless the law permits the discharge of any information then and only then can information be released. All information contained in the Social Security member’s accounts is confidential.

Each member is mandated by the Social Security to get a Social Security Number. However, for those members who lost their social security card and may want to apply for another card they can call the Social Security hotline in their area or they may visit the Social Security Office for instructions. The usual requirement for lost Social Security card is an affidavit of loss duly notarized by an attorney. Also satisfactory proof of identification is required. For members who may want to have their name changed or their status changed, they may bring their birth certificate while a marriage contract or annulment or divorce court ruling is required for those who want to have their status changed. Likewise, for members who may want to add beneficiaries, they can call the Social Security Office for documents that are required for them to submit. And please be reminded that only certified copies of pertinent documents are required.




About the author:
Jinky C. Mesias is a graduate of Bachelor of Arts and Sciences in Business Administration Major in Business Management. She is at present an Associate Manager of a Life Insurance Corporation and a freelance writer.

For suggestions and comments kindly visit[url=http://www.socialsecuritylawattorney.com]Social Security Attorney[/url]



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 Seven Sets of Documents You Need For Your Divorce
 by: Scott Morgan

This article is designed to give someone who is considering or planning for the possibility of divorce an idea of what documents are needed. Even if you believe your case is ultimately agreed to and settled without a trial, you will be in a much better position if you already have the relevant documents in your possession. Better safe than sorry.

You should locate the relevant documents, make copies, and keep them somewhere secure, like your office or with a friend. You will then have access when it is needed.

Here are the most important seven categories of documents you should focus on.

1. Income Documents

Your spouse's income is relevant to a number of issues in a divorce case. At a minimum, get your spouse's last paycheck statement and your most recent tax return. Ideally, you would have access to all tax returns filed during the marriage, along with all supporting documents and schedules.

2. Bank Records

The monthly bank statements are very important and can lead you to other documents (cancelled checks, deposit slips, registers, etc.) that you also may need to obtain. Get at least the most recent statement for each account that is either held in your name, your spouse's name, or jointly. If possible, get copies of all statements going back to the date of marriage. In most cases this volume of records is not required, but in some cases these records can be very helpful and even necessary to analyze the case.

3. Retirement and Other Investment Records

Often the biggest asset a couple will own will be a 401k or pension account. So you will definitely want the most recent account statement and ideally all statements dating back to the time of marriage. Also, the last statement prior to marriage can be very significant (especially in community property states) to show the pre-marriage balance.

4. Credit Card statements

Again the most recent statements are a necessity, but a lot of important evidence can be garnered from the historical statements. In some cases, the credit card statements will show questionable transactions that can be of real evidentiary value. For example, they might show evidence of gifts or dinners purchased for paramours, questionable hotel rentals, or other dubious purchases.

5. Real estate documents

The most important real estate documents are the Deed of Trust and Warranty Deed for any property you currently own. If you have the entire file from (the giant stack of paper you got after the closing) for each real estate purchase or refinance transaction during the marriage it can be helpful. Additionally, documents evidencing real estate owned by either spouse prior to marriage can be significant, especially in community property states.

6. Mortgage statements & any Other Debts

You should get the most recent statements showing the current payoff balance for any other debts. For those debts that have only a coupon book with no regularly generated statements showing the current balance, you will probably need to contact the creditor by phone for the current payoff information.

7. Relevant emails or other correspondence

Correspondence or emails can be extremely helpful (or damaging, depending on your viewpoint) pieces of evidence in the case. Whether the communication is between spouses or between a spouse and some third-party, the communication is potentially relevant. Two common examples would be where your spouse makes a damaging admission about some issue in the case, or communications with paramours.

Conclusion

Determining which documents you need to obtain for your divorce case can be a very time-consuming and daunting task. Use this list as a starting point and discuss your situation with a quality divorce attorney. This person should be able to advise you specifically on the documents you need to obtain in order to protect your interests.


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