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Wealth Creation Secrets - Discover The Surefire Ways to Attain Moneymaking Success
by: Mickaël Kerenterff
You have probably heard other people say that "Money isn't everything" or "Money can't buy happiness." They may be right in some aspects; but it's not just about the money.

It's about having an ideal lifestyle - being able to have control over your time and schedule, having no one ordering you around, not having to look at the price tags every time you go out shopping, and just enjoying the freedom that you truly deserve.

But why do many people fail to achieve financial freedom? Through experience, I have observed that they have limited belief.

That's the problem with most people. They have set up a boundary in their minds. This barrier stops any possibility of surpassing the current limits of their belief.

For example, many people would think that their boring day job is all that they're good enough for. They do not like to think outside the box. They do not grab opportunities that are theirs for the taking. Fears and doubts have been causing them to miss these golden chances of a lifetime.

There are plenty of opportunities out there. They may enroll in night classes, do some research on how to make more money, or start an internet business.

When I was just starting my online endeavors, all my friends and relatives (with the exception of my internet marketing friends, of course) would discourage me in entering this venture. They would repeatedly inform me that I'm wasting my time and nothing good would come out of it.

Had I listened to them, I would not have achieved online success. If they have succeeded in implanting their own restricted beliefs into my mind, I never would have tasted the joy of being an infopreneur.

No offense to them. I respect their decisions. Everyone has the right to voice out their opinions, but no one has the right to force others in accepting their belief. Thank goodness my internet marketing pals have encouraged and supported me all the way.

Believe that you have the capacity and power to attain moneymaking success, and you're halfway there.

Plan everything. Make a list of things that would allow you to save money. Cut back on using your credit card, pay your bills on time, make wise investment decisions, and try your best to start in some sort of business (no matter how small).

More importantly, action should be taken. It's not enough to just believe. You have to make a move. Does making mistakes frighten you? Don't be. The more mistakes you make, the closer you will get to success.

Sacrifice. Instead of watching TV or going shopping, invest more time on those activities that would propel you in reaching your financial goals.

Many people would repeatedly complain that they're sick and tired of their lives, but do they really deserve a better life? The harder you work, the more chances that success will hit you.

Never, ever give up. Quitting is not an option. You must keep on pounding and pounding until you have achieved your mission.

Money may not be everything, but living your life the way you want it to be is.

About the author:
Author: Mickaël Kerenterff. For more information, please visit my website at http://www.WealthExpressSecretsRevealed.comwhere you can grab a free e-course about Wealth Express Secrets. You will Discover How YOU Can Acquire the Mindset and Behavior of the Rich, Copy Exactly What They Are Doing to Achieve Financial Success, and Stay Wealthy All Your Life!


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How to Find the Best Low APR Credit Cards
 by: Morgan Hamilton

Low APR credit cards are much more prevalent than in years past. Competition is stiff and credit card financial institutions offer many nice perks, rewards, points, low annual percentage rates (APR) and other inducements. They want to capture new customers who've never had a credit card but also those who already have a credit card and might like to save money by transferring that card's balance on to their new low APR credit cards.

Of course, there is nothing lower in an APR than zero - and those exist too, although sometimes for a limited time period. It may be that the lowest, or even the zero percentage APR is for an introductory period, after which the rate is higher. The permanent APR is what you want to watch out for, of course. Although if you're not opposed to doing a lot of switching, you can always purchase a low APR credit card, or zero percentage APR credit card, transfer the balance from your current high APR credit card, and then, once the introductory time period has expired and the APR is about to go up on your newest credit card, transfer the balance yet again to a brand new low APR credit card.

Let's look at a few of the low APR credit cards out there, so you know what kinds of options are typically available to you.

Citibank, for example, offers low APR credit cards that give you five percent cash back on any purchase you making at grocery stores and gas stations with your low APR credit card, and one percent back for any purchase elsewhere. The APR on transfers is zero for the first year. If your transfer transaction is at least $1500 you will earn $5 cash back with the low APR credit card. There is no annual fee and the APR after the first year is 12.24 percent.

Discover has a platinum clear card whose low APR is continual. The first year the APR is zero, but after the first year it's still a very competitive 9.99 percent. And there is no annual fee. With these low APR credit cards you earn a five percent cash back bonus on purchases made from hardware and home improvement retailers, restaurants, book vendors, and gas stations. If the retailer doesn't qualify you for the five percent discount you will always get one percent back no matter what you buy and from where with this low APR credit card.

Chase Bank offers low APR credit cards as well. Its zero percent APR is good for six months, after which you will pay 10.49 percent. These low APR credit cards have no annual fee, and offer rewards at the rate of one point for every dollar spent with your Chase card. You can get free airline flights and hotel rooms, as well as cruises and auto rentals. This card also provides $500,000 worth of travel insurance for worldwide vacationing. You can also take advantage of a fifteen percent discount off a Hertz car rental with these low APR credit cards.


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