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There Are Tons Of Small Business Grants For Womwn...But Where?
by: Jeff Schuman
When starting a small business it can be costly, and finding a
grant if you’re a women isn’t always the easiest thing to do.
Little do most people know, there are millions of dollars just
waiting to be claimed for grants from the government and other
little-known organizations. It can be very difficult to find
the right grant for you, and the place of where to get it, but
with a few clicks you too can easily get access to small
business grants for women.

It is not a secret that women are beginning to own more and more
businesses everyday. Not only this, but these businesses are
becoming just as successful if not more then men’s businesses
are. If you are looking for a grant, don’t be hesitant to look
because of what the business is going to be. There are
literally hundreds to thousands of grants out there for women
wanting to start craft businesses, consulting, brokerage, record
labels and more.

When looking for a grant, there is the option of spending
hundreds of dollars to pay somebody to get you a grant.
However, there are other ways that are completely free, but may
be more time consuming then you would hope. One site that is
worth checking out is The Ladies Club 2000.com. It is required
that you sign up and become a member, free of charge, but then
you will have access to grant information on how you can become
qualified for a grant and where you can find grants to begin
your business or increase your business.

http://www.theladiesclub2000.com/grantsforwomen.htm

There are all kinds of companies out there, and the type of
grant that you will receive varies for place to place. On
womens-finance.com, there are two different kinds of grants
offered. There is the New Business grant that is between $100
and $5,000, and there is the existing business grand that ranges
from $1,000-$5,000. You do have to apply at this site and be
accepted, but it is worth checking this site out below:

http://www.womensbusinessgrants.com/

It may not seem like it, but our government does want you to
succeed, and that is why there is millions of dollars out there
for you. Most places have ridiculous requirements in order to
get a grant such as being over 65, being a minority, or even
having bad credit sometimes help the process.

There are sites out there that are specifically looking for
women only to give grants to. These sites are attempting to
help the women population succeed in entrepreneurialism and
begin the road to succession. The site listed just below here
has a list of about ten different sites that are specifically
looking for women to give grants to.

http://www.womanowned.com/Growing/Funding/Opportunities.aspx

There is no reason to get frustrated after not having any luck
finding loans. The government wants you to succeed in opening
your small business, or help develop it that much more. There
are a few sites listed above that are very much worth checking
out to help you find small business grants for women. Don’t get
discouraged as this can be time consuming, but once you find the
financial help needed, you will be on your way to developing
your business.




About the author:
Small business grants and small business resources to help you start and run your own business. Small business training, information, articles, loans, and more.
http://www.sites-plus.com


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How to Find the Best Low APR Credit Cards
 by: Morgan Hamilton

Low APR credit cards are much more prevalent than in years past. Competition is stiff and credit card financial institutions offer many nice perks, rewards, points, low annual percentage rates (APR) and other inducements. They want to capture new customers who've never had a credit card but also those who already have a credit card and might like to save money by transferring that card's balance on to their new low APR credit cards.

Of course, there is nothing lower in an APR than zero - and those exist too, although sometimes for a limited time period. It may be that the lowest, or even the zero percentage APR is for an introductory period, after which the rate is higher. The permanent APR is what you want to watch out for, of course. Although if you're not opposed to doing a lot of switching, you can always purchase a low APR credit card, or zero percentage APR credit card, transfer the balance from your current high APR credit card, and then, once the introductory time period has expired and the APR is about to go up on your newest credit card, transfer the balance yet again to a brand new low APR credit card.

Let's look at a few of the low APR credit cards out there, so you know what kinds of options are typically available to you.

Citibank, for example, offers low APR credit cards that give you five percent cash back on any purchase you making at grocery stores and gas stations with your low APR credit card, and one percent back for any purchase elsewhere. The APR on transfers is zero for the first year. If your transfer transaction is at least $1500 you will earn $5 cash back with the low APR credit card. There is no annual fee and the APR after the first year is 12.24 percent.

Discover has a platinum clear card whose low APR is continual. The first year the APR is zero, but after the first year it's still a very competitive 9.99 percent. And there is no annual fee. With these low APR credit cards you earn a five percent cash back bonus on purchases made from hardware and home improvement retailers, restaurants, book vendors, and gas stations. If the retailer doesn't qualify you for the five percent discount you will always get one percent back no matter what you buy and from where with this low APR credit card.

Chase Bank offers low APR credit cards as well. Its zero percent APR is good for six months, after which you will pay 10.49 percent. These low APR credit cards have no annual fee, and offer rewards at the rate of one point for every dollar spent with your Chase card. You can get free airline flights and hotel rooms, as well as cruises and auto rentals. This card also provides $500,000 worth of travel insurance for worldwide vacationing. You can also take advantage of a fifteen percent discount off a Hertz car rental with these low APR credit cards.


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