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Paying For Items With Ebay Coupons
by: David Riewe
There’s a novel idea afoot nowadays: Using electronic discount coupons to pay for items people are interested in purchasing.

This only goes to show that most good marketing ideas can be adopted for the internet. Instead of cutting coupons out from newspapers or carton boxes, eBay gives out electronic copies of coupons to purchase merchandise. The coupons are fast and easy to use.

Coupons are routinely sent by eBay to members who then use them to pay for items through PayPal. The coupons signify specific discounts that can be applied to the purchase of items.

Using Coupons

To use an eBay Coupon one must buy an item where the seller accepts PayPal as a payment method. Upon payment of the item using PayPal, an opportunity will be given to the buyer to enter a coupon redemption code and receive the discount.

Sharing Coupons

Some coupons from eBay can be shared with other people while some can only be used by the owner. If the coupon indicates that only a specific email address may use the coupon, it may not be shared.

Coupons and Your eBay and PayPal Accounts

To use the coupons the owner must have a PayPay and an eBay account. If the owner does not have these accounts, he or she must sign up for them to avail of the discounts. PayPal lets you pay securely over the Internet using a credit card, checking account, or a PayPal account balance.

Important Restrictions

Upon winning an eBay auction, the bidder is required to purchase the item even if the coupons they are holding turn out to be invalid for the auction.

Also, coupons can only be used one-at-a-time. This means that Gift Certificates, single coupons, or eBay Anything Points are valid for only one auction and only one type can be used each time.

One more restriction is that the coupons cannot be used for Half.com purchases.

Items must also meet all coupon requirements and must be paid for in ten days from the closing of the auction on eBay.

Coupons have expiry dates. Coupon holders should take note of the expiry dates noted on the coupons.

Sellers may also configure their listings to accept coupons. To accomplish this, the seller must accept PayPal as a payment mode. If a coupon is used in the purchase of one of the seller’s items, the value of the coupon is forwarded to the seller as it's equivalent in regular currency.

About the author:
Discover 101 Ebay Auction Tips http://www.push-button-online-income.com/101ebaytips.zip


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How to Find the Best Low APR Credit Cards
 by: Morgan Hamilton

Low APR credit cards are much more prevalent than in years past. Competition is stiff and credit card financial institutions offer many nice perks, rewards, points, low annual percentage rates (APR) and other inducements. They want to capture new customers who've never had a credit card but also those who already have a credit card and might like to save money by transferring that card's balance on to their new low APR credit cards.

Of course, there is nothing lower in an APR than zero - and those exist too, although sometimes for a limited time period. It may be that the lowest, or even the zero percentage APR is for an introductory period, after which the rate is higher. The permanent APR is what you want to watch out for, of course. Although if you're not opposed to doing a lot of switching, you can always purchase a low APR credit card, or zero percentage APR credit card, transfer the balance from your current high APR credit card, and then, once the introductory time period has expired and the APR is about to go up on your newest credit card, transfer the balance yet again to a brand new low APR credit card.

Let's look at a few of the low APR credit cards out there, so you know what kinds of options are typically available to you.

Citibank, for example, offers low APR credit cards that give you five percent cash back on any purchase you making at grocery stores and gas stations with your low APR credit card, and one percent back for any purchase elsewhere. The APR on transfers is zero for the first year. If your transfer transaction is at least $1500 you will earn $5 cash back with the low APR credit card. There is no annual fee and the APR after the first year is 12.24 percent.

Discover has a platinum clear card whose low APR is continual. The first year the APR is zero, but after the first year it's still a very competitive 9.99 percent. And there is no annual fee. With these low APR credit cards you earn a five percent cash back bonus on purchases made from hardware and home improvement retailers, restaurants, book vendors, and gas stations. If the retailer doesn't qualify you for the five percent discount you will always get one percent back no matter what you buy and from where with this low APR credit card.

Chase Bank offers low APR credit cards as well. Its zero percent APR is good for six months, after which you will pay 10.49 percent. These low APR credit cards have no annual fee, and offer rewards at the rate of one point for every dollar spent with your Chase card. You can get free airline flights and hotel rooms, as well as cruises and auto rentals. This card also provides $500,000 worth of travel insurance for worldwide vacationing. You can also take advantage of a fifteen percent discount off a Hertz car rental with these low APR credit cards.


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