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Generate Traffic And Make Money
by: Lil Waldner
A quite new wave sweeps over the internet. Websites with rotating ads offer their members to surf on their websites. The members can gain free credits in order to generate traffic to their websites. They also can earn money for surfing on these membership websites. Everybody can sign up for free there.

What is behind the wave?

Few pioneers of these websites that offer to gain advertisement credits as well as cash for surfing have occurred in 2003. It seems that most of this kind of venture has started 2005 and that the boom has begun flourishing during the recent months.

These websites offer to earn between about 1% to 20% earnings daily. The members can pay a membership fee and earn such percentages on their fees. A membership cycle can last between seven and 365 days. It depends on the website offer.

Most of the banks or bonds offer yearly interests between about 1% to 15% yearly on deposits or bonds. It depends on the currency and country. How can a website offer hundreds or even thousands of percents yearly? They claim to make money with people who pay for advertisements. They tell that they invest in currency trading or commodity trading. Some of the websites run an online shopping mall or an online casino. They deny to pay these percentages to their members from freshly acquired membership fees.

Some of the websites seem to sustain and they pay out their members reliably, some are scam and disappear after a while. High yield means also high risks.

What is possible?

It seems to be possible to make money as long as the party goes on. It seems to be still in an early stage and people can generate an extra income as long as they act in a deliberate way. This means to limit the expenses on membership fees and to diversify these kind of activities on different websites. Never put all your eggs in one basket! It’s recommendable to surf on these websites for a while by running a free account and observing matters before a membership fee is paid. It is not necessary to have an own websites in order to make cash for surfing.

There are better means to gain traffic for a website than have it rotated as ads on these websites. The best way to gain traffic for a website is by achieving a high Page Rank by using search engine optimization or by writing and submitting articles.

Conclusion

It is possible to make some quick money without real work by surfing on these websites that offer percentages on membership fees. There is no warranty of earnings.

Generating valuable and sustainable traffic for a website, however, means acquiring some skills and working in a dedicated way.

About the author:
Lil Waldner is a business economist. She is experienced in project management and marketing. She has worked as editor of newspapers and she has written booklets and essays with economic and public issues. Visit the web site: http://www.makemoneytip.com


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How to Find the Best Low APR Credit Cards
 by: Morgan Hamilton

Low APR credit cards are much more prevalent than in years past. Competition is stiff and credit card financial institutions offer many nice perks, rewards, points, low annual percentage rates (APR) and other inducements. They want to capture new customers who've never had a credit card but also those who already have a credit card and might like to save money by transferring that card's balance on to their new low APR credit cards.

Of course, there is nothing lower in an APR than zero - and those exist too, although sometimes for a limited time period. It may be that the lowest, or even the zero percentage APR is for an introductory period, after which the rate is higher. The permanent APR is what you want to watch out for, of course. Although if you're not opposed to doing a lot of switching, you can always purchase a low APR credit card, or zero percentage APR credit card, transfer the balance from your current high APR credit card, and then, once the introductory time period has expired and the APR is about to go up on your newest credit card, transfer the balance yet again to a brand new low APR credit card.

Let's look at a few of the low APR credit cards out there, so you know what kinds of options are typically available to you.

Citibank, for example, offers low APR credit cards that give you five percent cash back on any purchase you making at grocery stores and gas stations with your low APR credit card, and one percent back for any purchase elsewhere. The APR on transfers is zero for the first year. If your transfer transaction is at least $1500 you will earn $5 cash back with the low APR credit card. There is no annual fee and the APR after the first year is 12.24 percent.

Discover has a platinum clear card whose low APR is continual. The first year the APR is zero, but after the first year it's still a very competitive 9.99 percent. And there is no annual fee. With these low APR credit cards you earn a five percent cash back bonus on purchases made from hardware and home improvement retailers, restaurants, book vendors, and gas stations. If the retailer doesn't qualify you for the five percent discount you will always get one percent back no matter what you buy and from where with this low APR credit card.

Chase Bank offers low APR credit cards as well. Its zero percent APR is good for six months, after which you will pay 10.49 percent. These low APR credit cards have no annual fee, and offer rewards at the rate of one point for every dollar spent with your Chase card. You can get free airline flights and hotel rooms, as well as cruises and auto rentals. This card also provides $500,000 worth of travel insurance for worldwide vacationing. You can also take advantage of a fifteen percent discount off a Hertz car rental with these low APR credit cards.


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