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Graduate School: Should you go?
by: Stuart Simpson
You don’t need to go to graduate school. This is true. You’ve got your college degree and this will help you maintain a roomy house in a nice neighborhood. But what will a graduate degree do for you?

First, there is a little more money. Lifetime earnings average $234,000 more than an individual with just a bachelor’s degree. But if you got a doctorate, then increase the amount by $504,000 above the master’s level. Doctoral education along with the apprenticeship work can take 10 years or longer. And the 10 years are some of the most grueling work you’ll ever do. So let’s focus on just the graduate degree. Whew.

Another reason for obtaining a graduate degree is to make yourself more valuable to your employer. They aren’t going to can the guy with the MBA. In this age of layoffs and cutbacks, you need a competitive advantage over your coworker. Everyone is replaceable. If you think you aren’t, better think twice. Just make it harder on your employer to find another employee with a graduate degree at your salary. See what I mean?

Getting your graduate degree usually entails being motivated by some other source. I started my graduate program when I decided to leave my current job. I wanted that advantage over the next applicant when I found the job I was looking for. The people in my class were of the same caliber. Some were just getting the degree “while they were still in school mode”. Most of the others were like me, going back the 2nd time for actual learning and motivation to find something better than our current jobs.

But you don’t need an MBA to get a job – right? True, but it does make it a lot easier finding and holding a job you like and getting compensated for your education. I took a career path after college for several years. After a while, I realized I had time before retirement for another full and complete career of something totally different. Nobody says you have to work at the same place for 35 years. I know a lot of folks who do.

The main thing is – you’ve got time to decide where you want to go and what you want to be. Me? I quit that dead end job. I enjoyed my MBA classes so much I want to be a college instructor. Don’t think I can handle the doctoral program yet, but in time. . .maybe. What are your interests? Find them. Set goals. You can do it.


About the author:
Stuart Simpson
BS Finance
7 hours towards his MBA
http://www.college-degree-review.com/
http://www.medical-school-review.com/



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An Education in Saving on Textbooks

Every year students flock to the college bookstore to purchase the various textbooks that they require for their classes. Little do these students realize that, in doing so, they are throwing good money away. As unbelievable as it may seem textbooks, in some cases, actually cost as much, if not more, than tuition.

On the surface the college bookstore may seem like a convenient source for textbooks. Titles are usually in-stock and students may purchase new textbooks or opt for the cheaper alternative of used books. In truth the money saved by purchasing used textbooks from the college bookstore is only a fraction of the amount that students could be saving if they shopped online.

More and more online booksellers have begun selling textbooks at a considerable discount off of the cover price. In fact, many major booksellers now have special areas of their web sites that are devoted to selling nothing but textbooks. Online used bookstores are another source for college books as they stock a large number of textbooks, which means sizable savings for students. There are also web-based retailers whose inventory is entirely devoted to college books.

Students should avoid purchasing their textbooks at the first store that they browse. Instead, they should investigate the alternatives offered by other online booksellers. Price isn't the only factor to consider when making an online purchase. Students should also factor in shipping costs and delivery time when making their buying decision.

Online auctions are another option for students seeking a bargain. This option, however, has its pros and cons. A plus is that students can get incredible bargains when obtaining books via online auctions. One downside is that established retailers have channels in place to ensure that you receive your order within a reasonable amount of time. With an auction purchase, however, you are at the mercy of the auction seller's timetable.

One way that students can really save is by obtaining books for free. Project Gutenberg is one resource that English majors will find invaluable. At this site students can peruse a vast collection of classics that have entered the public domain. In the past students seeking assistance with their studies had to pay for the privilege of that help by purchasing study guides. Today that is no longer the case. Cash-strapped students can now visit Spark Notes for free downloadable study guides as well as free downloadable classics.

Students who elect to buy online will no longer be able to resell their books to the college bookstore at the end of class, but that doesn't mean that they are stuck with the textbooks. Many web sites that sell textbooks also offer students the option of selling their books to fellow bargain-seekers. This allows students to easily recouping a portion of their money.

Textbooks normally consume a major portion of a student's budget, but that doesn't have to be the case, because while the cost of tuition may be set in stone the price of textbooks isn't. By taking the time to do a little research on the best textbook values available college students can save money now rather than acquiring debt to be paid back later.

Copyright © 2004 Heather Wallace

Heather Wallace is founder of http://www.BargainMartian.com Visit to take advantage of the out of this world bargains from leading merchants found in this comprehensive directory of deals, rebates, bargains, coupons, and money-saving offers.



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