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What Do We Need to Know About Wrongful Death?
by: Maricon Williams
In the eyes of the law, ignorance excuses no one. Thus, it is more than a prerogative to know the general truth about some claims in order not to sleep on our rights. One of the most prevalent claims is the wrongful death. Moreover, we have to be acquainted with this claim to help us out in the future if wrongful death has occurred.

A wrongful death is a lawsuit which alleges that a person has died due to deliberate and negligent acts of the defendant. Thus the surviving dependents or beneficiaries of the decedent are entitled to compensation. In connection to wrongful death, every statute is unique though they may follow some general principles.

Generally, the immediate family members like the spouse, parents and children, provided they are of major age and capacitated to do so, are the ones entitled to institute a claim. There are instances when the guardian ad litem is also allowed. This happens when the surviving beneficiaries are less than 18 years of age. Other statutes also allow grandparents, legal dependents and the extended family to do the same.
Another crucial point to remember is the period to file the claim. It must be within the ‘statute of limitation’ enforceable in the land. The claim may be denied if it was done after the statute of limitation has run.

When you find it too hard to institute this claim, you can acquire the services of an experienced wrongful death lawyer. To search for a competent and reputable lawyer, you can start by choosing the practice area and location. You can also rely on the testimonials of satisfied clients. A skilled wrongful death lawyer, with the use of his knowledge and skill can guarantee that the decedent’s family’s emotional distress will not be bumped up with financial constraint. In every wrongful death claim there are liabilities and damages. Liabilities involve proving the responsibility of the defendant over said death and other injuries. Damages, on the other hand, refer to the amount or extent of injury or loss which resulted from the defendant’s negligence. These aspects should be well taken care of because at the very onset, these are the reasons why you file a wrongful death claim. The award will not serve as payment for the death but the compensation for the loss of earnings in the family and the financial stress that resulted thereafter.
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All About Claims

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 Insurance Claims
 by: Alan Jason Smith

When you are involved in an accident insurance claims may not be the first thoughts on your mind. However, there are some procedures you should follow in order to preserve your right to file an insurance claim. This may be anything from hail damage to a stolen vehicle and does not refer solely to car accidents.

The first thing you want to do is prevention. Most insurance claims can be prevented even before the incident occurs. For instance, to prevent auto accident’s be cautious and think about taking a defensive driving course. To prevent stolen vehicle insurance claims, keep you vehicle locked up and parked in a secure place. To prevent damage from the forces of nature do not travel in bad weather and keep your car in a covered parkway. There are many ways to prevent yourself from incurring loss. Most ideas are just common sense. However, for more information contact your insurance agent for ideas on prevention. Next, you will want to remain calm. When disaster strikes people react. That is our nature. However, sometimes people’s reactions can make things worse on their insurance claims.

If you’re in a car accident this might mean taking the blame, leaving the scene of an accident, or putting your self in danger. If you’re car is stolen you may act on your reaction by accusing innocent persons. There are a number of problems that can arise when people over react that is why it is essential to your insurance claim for you to remain calm.

Now, the next thing you need to be aware of is time. You see, time is not on your side when filing an insurance claim. The longer you wait the less your chances are of recovering your loss. Most insurance companies will not even consider a claim if it was turned in a certain amount of time after the incident. It is also harder to prove the longer you go before submitting an insurance claim.

Finally, you will want to follow procedures and document everything. Insurance companies are hit with frauds all the time. In order to weed out the actual claims from the fraudulent ones, they have to have clear cut procedures. Unfortunately, this can sometimes be confusing to actual victims. Yet, they are in place out of the need to protect the company. This means that you will have to educate yourself to what the policies are. Find out what documentation you need and what forms you will have to file. If you need help, contact your insurance agent. That is what they are there for. If you follow this advice, you should be able to file a claim relatively easy and with the least amount of lag time before payment.


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