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The Complexity of Wrongful Death Cases
by: Mart Gil Abareta
A wrongful death refers to the untimely death of a person/s due to accidents, criminal activities, or other person’s negligence. Wrongful death cases are being filed by the surviving dependents of a wrongful death victim. In filing a wrongful death claim, there exists the so-called statute of limitations that sets a time frame on when to file a lawsuit prior to the incident. This means that even valid claims cannot be filed after this period ends.

Usually, wrongful death cases are hard to prove. They often take several years before they’re finally settled, and require expert and credible evidences and testimonies to establish the truth. The claimants are the ones who are responsible to prove the claim. Wrongful death attorneys only agree to handle a wrongful death case it they think it has a merit and find it to end up successfully. In most cases, the settlements range to millions of dollars.

In most cases, wrongful death claims are being filed against medical practitioners such as a doctor or an entire department of a hospital. They can also be made against the manufacturers of a defective product such as a motorcycle, automobile, mechanical or electrical device, and many others. In such instances, the case can also be addressed to the manufacturers of the parts of the product, wholesalers and even designers. In addition, wrongful death can also be job-related like in the case where safety precautions were not followed.

In the aforementioned grounds for a wrongful death claim, it is very important to present concrete evidences and comprehensive testimonies. Sometimes, defendants might offer the claimants huge amounts in out-of-court settlements to avoid damage to their reputation in the industry where they belong. If the claimants agree with this set-up, there is a less chance that a guilty verdict will be served against the defendant. However, this is not always the case because the facts of the case will already become public records.

Finally, if the survivors of a wrongful death victim are considering filing a wrongful death claim, they must search, either locally or online, for legal specialists or reputable law firms that have remarkable trial experiences in this area of law. Remember that winning a wrongful death case can also have other consequences to the defendants aside from paying a certain amount for the actual damages. In other cases, the merits of the lawsuit itself can also result to the filing of criminal charges against the defendants.


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All About Claims

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 Insurance Claims
 by: Alan Jason Smith

When you are involved in an accident insurance claims may not be the first thoughts on your mind. However, there are some procedures you should follow in order to preserve your right to file an insurance claim. This may be anything from hail damage to a stolen vehicle and does not refer solely to car accidents.

The first thing you want to do is prevention. Most insurance claims can be prevented even before the incident occurs. For instance, to prevent auto accident’s be cautious and think about taking a defensive driving course. To prevent stolen vehicle insurance claims, keep you vehicle locked up and parked in a secure place. To prevent damage from the forces of nature do not travel in bad weather and keep your car in a covered parkway. There are many ways to prevent yourself from incurring loss. Most ideas are just common sense. However, for more information contact your insurance agent for ideas on prevention. Next, you will want to remain calm. When disaster strikes people react. That is our nature. However, sometimes people’s reactions can make things worse on their insurance claims.

If you’re in a car accident this might mean taking the blame, leaving the scene of an accident, or putting your self in danger. If you’re car is stolen you may act on your reaction by accusing innocent persons. There are a number of problems that can arise when people over react that is why it is essential to your insurance claim for you to remain calm.

Now, the next thing you need to be aware of is time. You see, time is not on your side when filing an insurance claim. The longer you wait the less your chances are of recovering your loss. Most insurance companies will not even consider a claim if it was turned in a certain amount of time after the incident. It is also harder to prove the longer you go before submitting an insurance claim.

Finally, you will want to follow procedures and document everything. Insurance companies are hit with frauds all the time. In order to weed out the actual claims from the fraudulent ones, they have to have clear cut procedures. Unfortunately, this can sometimes be confusing to actual victims. Yet, they are in place out of the need to protect the company. This means that you will have to educate yourself to what the policies are. Find out what documentation you need and what forms you will have to file. If you need help, contact your insurance agent. That is what they are there for. If you follow this advice, you should be able to file a claim relatively easy and with the least amount of lag time before payment.


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