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Quadriplegia: Victims Seeking Legal Help
by: Carla Ballatan
Don’t stay forever pitying a relative, friend or acquaintance who suffers from quadriplegia, a form of spinal cord injury. They are one of the 10,000 Americans who suffer from spinal cord injuries and permanent paralysis in their arms or legs, every year.

When an injury occurs to the spinal cord is occurs, the cord is not typically cut but the thin fibrous extensions of nerve cells surrounded by the vertebrae are crushed and damaged. Pathways of the nerve cells, called axons, in the cord are disrupted once an injury to the cord occurs and a person loses sensation and control over critical body functions.

Quadriplegia (also called Tetraplegia) is a person with a spinal cord injury near the top of the spine (between C1 to T1). It refers to the loss of sensation and mobility in both the upper and lower body. Spastic quadriplegia arises when all four limbs are affected with increased tone, decreased movements and brisk reflexes. It often is associated with mental retardation, visual problems and hearing impairment. Either this is the result of illness or intentional wrong, or negligent act by some other liable person that inflicted the spinal cord injury.

You can stop feeling sorry for sufferers you know and start helping them out in taking legal action for their condition. Persons who suffered spinal cord injury, particularly quadriplegia should get legal evaluation immediately after the accident. Legal consultation from attorneys is critical because victims need to find out the help that they are entitled to. Even accidents that result to quadriplegia that appears to be no one’s fault could still result in a recovery since the injuries are so severe. Damage claims will often exceed the amount of available insurance coverage.

Negligent acts that result to quadriplegia have the right to seek legal assistance to help defray medical bills, compensate for pain and suffering and provide for future lost income. You can assist them into finding an experienced personal injury lawyer practicing spinal cord injury lawsuits. Quadriplegia victims need intelligent and investigative attorneys who will find all coverage are able to devise theories to involve other parties potentially at fault for the injury.

In many of these cases, insurance companies and negligent parties can provide substantial compensation to the victims of these injuries. On the other hand, if the available insurance coverage is adequate enough, say like a million dollar policy is involved the company will have reason to fight the claims. This they will do to avoid paying large sums to the injured person and in this instance, victim’s attorney need to be an experienced trial lawyer, too.

Like other personal injury cases, time is critical, as time goes on, victims may lose some of their rights. Thus, it will greatly help the success of a spinal cord injury lawsuit to begin evidence collection and take information immediately after the accident.


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All About Claims

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 Insurance Claims
 by: Alan Jason Smith

When you are involved in an accident insurance claims may not be the first thoughts on your mind. However, there are some procedures you should follow in order to preserve your right to file an insurance claim. This may be anything from hail damage to a stolen vehicle and does not refer solely to car accidents.

The first thing you want to do is prevention. Most insurance claims can be prevented even before the incident occurs. For instance, to prevent auto accident’s be cautious and think about taking a defensive driving course. To prevent stolen vehicle insurance claims, keep you vehicle locked up and parked in a secure place. To prevent damage from the forces of nature do not travel in bad weather and keep your car in a covered parkway. There are many ways to prevent yourself from incurring loss. Most ideas are just common sense. However, for more information contact your insurance agent for ideas on prevention. Next, you will want to remain calm. When disaster strikes people react. That is our nature. However, sometimes people’s reactions can make things worse on their insurance claims.

If you’re in a car accident this might mean taking the blame, leaving the scene of an accident, or putting your self in danger. If you’re car is stolen you may act on your reaction by accusing innocent persons. There are a number of problems that can arise when people over react that is why it is essential to your insurance claim for you to remain calm.

Now, the next thing you need to be aware of is time. You see, time is not on your side when filing an insurance claim. The longer you wait the less your chances are of recovering your loss. Most insurance companies will not even consider a claim if it was turned in a certain amount of time after the incident. It is also harder to prove the longer you go before submitting an insurance claim.

Finally, you will want to follow procedures and document everything. Insurance companies are hit with frauds all the time. In order to weed out the actual claims from the fraudulent ones, they have to have clear cut procedures. Unfortunately, this can sometimes be confusing to actual victims. Yet, they are in place out of the need to protect the company. This means that you will have to educate yourself to what the policies are. Find out what documentation you need and what forms you will have to file. If you need help, contact your insurance agent. That is what they are there for. If you follow this advice, you should be able to file a claim relatively easy and with the least amount of lag time before payment.


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