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Accident Compensation Claims
by: John Eastwood



To get accident compensation claims accepted in the UK, you should contact your lawyer immediately after the accident. The kinds of accidents you might get involved in include road traffic accidents, hit and run accidents, accidents at work, accidents caused while performing leisure activities, and whilst on holiday abroad. Injuries might include lacerations, fractures, and whiplashes.

You can get accident compensation if you are involved in a road accident as a driver, passenger, cyclist, or pedestrian. The other party’s insurance company makes the payment, in hit and run cases and in others where there is no insurance cover.

Employers have a legal obligation to protect workers against accidents at the workplace. Employers also get insurance cover against accidents in the workplace. Your employer can be liable for claims in case a fellow employee causes an accident that leads to injuries. Employers also follow strict rules and regulations to avoid accidents at work.

If you are injured at work, enter a report immediately in the Accident Report Book. The report should be fair and accurate, and should bear your signature. You should report injuries to the Health and Safety Executive and contact a lawyer immediately to investigate the accident.

You could also get injured in accidents while performing leisure activities. If you can prove that the accident was caused due to negligence by someone else or due to the use of faulty equipment, then you can make a claim. However, you can make no claims if you injure yourself as a result of your own actions. You can even make a claim if you get injured while living abroad.

Lawyers involved in the accident compensation claims need to belong to the Association of Personal Injury Lawyers (APIL) or the Law Society Personal Injury Panel. They should be experts in personal injury law and should be able to describe events in simple language.

You can make a claim if someone else has been at fault and can pay a sum in damages. You need to be 18 years and above to make such a claim. The accident should have occurred within the last three years. You can also make a claim if you have been injured and have had to suffer a loss of earnings temporarily. However, if you have suffered an injury due to your own actions, you may not receive compensation.

The amount of compensation available also depends upon the extent of injuries and a loss of income. In case your claim is accepted, you will receive the full amount of compensation



About the author:
Bio: John Eastwood is a well know writer in legal issues. His articles are popular in various online portals. He has a vast experience in writing professional articles based on legal issues, law and other related areas.


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All About Claims

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 Insurance Claims
 by: Alan Jason Smith

When you are involved in an accident insurance claims may not be the first thoughts on your mind. However, there are some procedures you should follow in order to preserve your right to file an insurance claim. This may be anything from hail damage to a stolen vehicle and does not refer solely to car accidents.

The first thing you want to do is prevention. Most insurance claims can be prevented even before the incident occurs. For instance, to prevent auto accident’s be cautious and think about taking a defensive driving course. To prevent stolen vehicle insurance claims, keep you vehicle locked up and parked in a secure place. To prevent damage from the forces of nature do not travel in bad weather and keep your car in a covered parkway. There are many ways to prevent yourself from incurring loss. Most ideas are just common sense. However, for more information contact your insurance agent for ideas on prevention. Next, you will want to remain calm. When disaster strikes people react. That is our nature. However, sometimes people’s reactions can make things worse on their insurance claims.

If you’re in a car accident this might mean taking the blame, leaving the scene of an accident, or putting your self in danger. If you’re car is stolen you may act on your reaction by accusing innocent persons. There are a number of problems that can arise when people over react that is why it is essential to your insurance claim for you to remain calm.

Now, the next thing you need to be aware of is time. You see, time is not on your side when filing an insurance claim. The longer you wait the less your chances are of recovering your loss. Most insurance companies will not even consider a claim if it was turned in a certain amount of time after the incident. It is also harder to prove the longer you go before submitting an insurance claim.

Finally, you will want to follow procedures and document everything. Insurance companies are hit with frauds all the time. In order to weed out the actual claims from the fraudulent ones, they have to have clear cut procedures. Unfortunately, this can sometimes be confusing to actual victims. Yet, they are in place out of the need to protect the company. This means that you will have to educate yourself to what the policies are. Find out what documentation you need and what forms you will have to file. If you need help, contact your insurance agent. That is what they are there for. If you follow this advice, you should be able to file a claim relatively easy and with the least amount of lag time before payment.


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