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9 Pros And Cons Of A Compensation Claim
by: Mohammad Latif
Making a compensation claim looks easy and a good idea in the beginning... but as time goes by, you discover the catches and fees. However, by that time its too late! Too late especially if the medical is done...

The claims culture arrived and it was chaos. Door canvassers and telesales, knocking and ringing constantly for an injury claim. Have you had an injury? Have you had an accident in the last 3 years? It went ballistic, new companies evolving and new tricks came into place that would work against you.

The 9 Pros and Cons...

The Salespeople

Avoid these people who stop you in the streets, shopping center or at the hospitals! They don't give a damn about you and surely don't give a toss what the outcome is, of your injury claim. They work on a commission basis.

The Agreement

Did you ever understand what was said before you signed the agreement? I guess not. 'Don't worry it doesn't mean anything, the company will contact you and sort it out'. Did they ever? Today there is so much jargon, i.e. crap, out there that many people just ignore a claim for compensation even if they have an injury.

The Bank

In the beginning it was always a helping hand with your claim, until it was settled, with insurance and loan deductions. Policies were taken out in the thousands which back fired. And guess who provides the financially funded policies? The BANKS!

The Loan

A loan agreement to fund a claim is unnecessary, but the salespeople claim 'otherwise it's not possible to be compensated and you'll have to fork out a couple of hundred upfront to get started'. However, the deduction is phenomenal as the interest accumulates over the period of the claim. It could last up to 2 years and it gets deducted from your compensation.

The BIG & small Company

It didn't help the victims as it was deducted from their compensation, but surely helped the BIG companies, who have now declared bankruptcy with millions 'scoped' from their victims. But today you have smaller companies doing a similar trick, we'll do this and we'll do that... with their technical wording.

You'll get confused just like food, this many calories, protein and fat. There is so much advertisement going around that you just think forget it, stick to what we normally do. NOTHING!

The Law

Compensation is an entitlement by law, for release of funds to the injured for being involved in an accident or being injured to some form. Accidents do occur, that's life as nobody's perfect. But with the media filling our heads with different slogans, headlines and examples, we get more confused even when it all means the same thing.

The Media

On TV, there's new advertisers showing victims of accidents and how they have had an accident. But what they don't realise is, each accident is unique, so why portray victims as happy as they could ever be with their payouts. Imagine you doing that? It's a marketing stunt. But unfortunately many do fall for it.

The Solicitor

Specialist solicitors in claims should only handle your case, not a solicitor with a commercial background. So you need a solicitor with experience in the appropriate field to handle an injury or accident claim.

The Internet

Browse from one site to another is not going to help. You'll be there all night, all week, all month or all year and still never make a claim for compensation. Their technical jargon, all mean something similar. We'll do this and we'll do that. Find something simple that will help.

Now that you are geared with such knowledge, do yourself a favour?

Apply it!

About the author:
It's easy to make a compensation claim without any cons in place and plenty of pros. Discover, the 12 'Revolutions' in a positive compensation claim culture at http://www.100percent-compensation.co.uk


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 Insurance Claims
 by: Alan Jason Smith

When you are involved in an accident insurance claims may not be the first thoughts on your mind. However, there are some procedures you should follow in order to preserve your right to file an insurance claim. This may be anything from hail damage to a stolen vehicle and does not refer solely to car accidents.

The first thing you want to do is prevention. Most insurance claims can be prevented even before the incident occurs. For instance, to prevent auto accident’s be cautious and think about taking a defensive driving course. To prevent stolen vehicle insurance claims, keep you vehicle locked up and parked in a secure place. To prevent damage from the forces of nature do not travel in bad weather and keep your car in a covered parkway. There are many ways to prevent yourself from incurring loss. Most ideas are just common sense. However, for more information contact your insurance agent for ideas on prevention. Next, you will want to remain calm. When disaster strikes people react. That is our nature. However, sometimes people’s reactions can make things worse on their insurance claims.

If you’re in a car accident this might mean taking the blame, leaving the scene of an accident, or putting your self in danger. If you’re car is stolen you may act on your reaction by accusing innocent persons. There are a number of problems that can arise when people over react that is why it is essential to your insurance claim for you to remain calm.

Now, the next thing you need to be aware of is time. You see, time is not on your side when filing an insurance claim. The longer you wait the less your chances are of recovering your loss. Most insurance companies will not even consider a claim if it was turned in a certain amount of time after the incident. It is also harder to prove the longer you go before submitting an insurance claim.

Finally, you will want to follow procedures and document everything. Insurance companies are hit with frauds all the time. In order to weed out the actual claims from the fraudulent ones, they have to have clear cut procedures. Unfortunately, this can sometimes be confusing to actual victims. Yet, they are in place out of the need to protect the company. This means that you will have to educate yourself to what the policies are. Find out what documentation you need and what forms you will have to file. If you need help, contact your insurance agent. That is what they are there for. If you follow this advice, you should be able to file a claim relatively easy and with the least amount of lag time before payment.


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